Survival Period – Succession Planning Challenge of a Life Assurance Portfolio

A sudden heart attack is fatal in 95 percent of cases and the greatest risk is during the first 30 days. Published data shows 28% do not survive within 30 days of having a stroke. A well known mutual assurer has a 30 day survival period for a heart attack and 3 month survival period for a stroke. Will your family receive a pay-out?